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Halifax Community Bank have said: “The annual rate of growth has picked up for the second consecutive month.

“The average house price is now £225,109 – the highest on record.

House prices in the three months to September were 1.4% higher than in the previous quarter, the fastest quarterly increase since February.

While the quarterly and annual rates of house price growth have improved, they are lower than at the start of the year.

UK house prices continue to be supported by an ongoing shortage of properties for sale and solid growth in full-time employment."

House Prices

U.K. home prices declined at the start of the year, underscoring predictions for a slowdown in 2017, according to Halifax.

Values fell 0.9 percent from a month earlier, posting their first slide since August, the mortgage lender said. While values in the three months to January rose an annual 5.7 percent, that’s almost half the 10 percent peak seen in March.  Halifax expects price growth to slow to between 1 percent and 4 percent by the end of the year.

“U.K. house prices continue to be supported by an ongoing shortage of property for sale, low levels of house building, and exceptionally low interest rates,” said Martin Ellis, an economist at Halifax, in a statement with the report.  “Nonetheless, weaker economic growth and increasing pressure on spending power, along with affordability constraints, are expected to dampen housing demand, resulting in some downward pressure on annual house price growth during the year.”

The average British house price last month was 220,260 pounds and supply remains very low as sellers stay put, according to Halifax.  Across the U.K., new sales listings failed to pick-up in December for a 10th month, leaving stock levels close to a record low and constraining market activity, the report said.


Even so, Halifax estimates the number of first-time buyers climbed 7 percent last year to the highest level since the start of the financial crisis in 2007.

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‘There’s nothing more rewarding  

than giving back and making  

a difference in the lives of 

people in this great community’


Frank Guzzetta


Instead of sending cards, we have chosen to donate a sum of money to

The James Hopkins Trust.

From all at Charterhouse, may we wish you a Merry Christmas and a prosperous New Year.







Christmas Opening Hours 2016


Friday 23rd December

9am  -  1pm

Christmas Eve Day (24th December)


Christmas Day (25th December)


Monday (26th December)


Tuesday (27th December)

10am – 12pm

Wednesday (28th December)

10am – 12pm

Thursday (29th December)

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Friday (30th December)

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New Year’s Eve (31st December)


New Year’s Day (1st January )


Monday (2nd January)


Tuesday (3rd January and onwards)

Open as normal

9am – 5:30pm



If you require a viewing or a question on a sales property, please call Mark on: 07974 216 932


If you have an URGENT lettings problem, please contact the emergency mobile of: 07732 775 320


Wishing you all a Merry Christmas and Happy New Year!



On The Market


The number of prospective buyers in the UK housing market has increased for the third consecutive month, according to the Rics Residential Market Survey.

The survey of chartered surveyors showed 13 per cent reported an increase in new buyer enquiries rather than a fall.

However, the survey showed supply shortages are leading to only a modest growth in sales activity and there has been a further decline in the amount of homes for sale.

Surveyors expect the beginning of 2017 to be quiet reflecting the lack of fresh properties coming to market.

As stock reduces the outlook for house price growth over the year to come is positive across the UK, with a net balance of 40 per cent of respondents forecasting a rise.

There is less confidence in the prospects for London property prices relative to other areas, with larger properties in the capital expected to show the slowest price growth.

The survey show that tax changes are still weighing heavily on the London market. The government has made tax increases on property at multiple levels, effecting developers and investors alike. The 3% stamp duty hike on buy to let has been negative; many new investors are looking  to make use of companies as a route into the market. Charterhouse can provide specialist advice on this.

A key issue for the housing market is the slowdown in transaction activity since the spring, which is clearly being reflected in the Rics agreed sales data as well as in official figures.

Stock levels are around historic lows we expect any pick-up in activity to be gradual. 



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